Vehicle Loan Term - up to 84 months APR as low as 2.49% (for qualified borrowers)
Personal Loan Term - up to 60 months APR as low as 6.24% (for qualified borrowers)
Home Equity Term - up to 180 months APR as low as 3.24% (for qualified borrowers)
Chit Chat Newsletter Learn Locations Holiday Closures Member Cellular Discounts with Sprint

IRFCU-Lobby Restrictions 

IRFCU is operating as Drive-Thru only and by appointment until further notice

Read the full announcement by clicking here.

Student Choice

Ingersoll-Rand Federal Credit Union is not accepting new Student Choice loan applications. Please contact Ingersoll-Rand Federal Credit Union if you have any questions or need assistance.

Current Student Choice Loan holders, access your account through the site below. 



Student Choice Loan holders, are you impacted by the Coronavirus Pandemic? We’re here to help.

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, we have taken steps to ensure that you have access to the services and personalized support that you may need.


Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)


Personalized Support

If you have additional questions, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.


Thank you for giving us the opportunity to serve you, and we look forward to assisting with your education funding needs during this challenging time and beyond.

THIRD PARTY SITE DISCLAIMER - You are leaving Ingersoll Rand FCU's website. You are linking to an alternate website not operated by Ingersoll Rand FCU, and Ingersoll Rand FCU is not responsible for the content of the alternate website. The fact that there is a link from Ingersoll Rand FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. Ingersoll Rand FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Ingersoll Rand FCU, and you should review the alternate website's policies. Click OK to confirm that you want to open this page.

Continue Cancel