Ingersoll-Rand Federal Credit Union
What's A Credit Union



What's a Credit Union?

A Credit Union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to Members.  It is Member-owned and controlled through a Board of Directors elected by the Membership.  The Board serves on a volunteer basis and may hire a Management Team to run the Credit Union.  The Board also establishes and revises policy, sets dividend and loan rates, and directs certain operations.  The result: Members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

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