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Loans | Mortgage | Savings | Certificates
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* Rates shown are based upon credit worthiness and your actual rate may vary from those shown.
Cross Product / Relationship Discount Plan: You may be entitled to receive a preferred rate under this plan. You may be eligible for a rate deduction below the standard rate you qualify for if you have one of the follwoing cross products offered by Ingersoll-Rand Federal Credit Union: Share Draft, Debit Card, IRFCU Visa Credit Card, Direct Deposit to IRFCU accounts, Mortgage or Home Equity, PADS (automatic loan payment system), Virtual Branch Home Banking
**APR = Annual Percentage Rate
*** Special loan rates, excluded from the interest refund. Rates are subject to change.
**** Rate 3% above certificate rate - minimum 6%
Go To Loan Application | Go To Calculators | Back to Top
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15 Years
| Rate * |
Points |
APR ** |
| 5.75 |
0 |
5.75 |
20 Years
| Rate * |
Points |
APR ** |
| 5.80 |
0 |
5.80 |
25 Years
| Rate * |
Points |
APR ** |
| 6.00 |
0 |
6.00 |
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* Rates shown are based upon credit worthiness andd your actual rate may vary from those shown.
Cross Product / Relationship Discount Plan: You may be entitled to receive a preferred rate under this plan. You may be eligible for a rate deduction below the standard rate you qualify for if you have one of the following cross products offered by Ingersoll-Rand Federal Credit Union: Share Draft, Debit Card, IRFCU Visa Credit Card, Direct Deposit to IRFCU accounts, Home Equity, PADS (automatic loan payment system), Virtual Branch home banking.
**APR = Annual Percentage Rate
*** Special loan rates, excluded from interest refund. Rates are subject to change.
Go To Loan Application | Go To Calculators | Back to Top
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| Share/Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Share( Savings) /Christmas Club/Escrow/All-Purpose $5.00 to $99.99 |
$5.00 |
0.10 |
0.10 |
n/a |
| Share( Savings) /Christmas Club/Escrow/All-Purpose $100.00 to $2,499.99 |
$100.00 |
0.30 |
0.30 |
n/a |
| Share( Savings) /Christmas Club/Escrow/All-Purpose $2,500.00 to $19,999.99 |
$2500.00 |
0.40 |
0.40 |
n/a |
| Share(Savings) /Christmas Club/Escrow/All-Purpose $20,000.00 and Up |
$20000.00 |
0.60 |
0.60 |
n/a
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*APY = Annual Percentage Yield
Rates are paid on the average daily balance and posted to the account quarterly.
Rates are subject to change.
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*APY = Annual Percentage Yield
Dividends compound quarterly.
Rates are subject to change.
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