Ingersoll-Rand Federal Credit Union

Fee Schedule






Membership Share $5.00 par value
Overdraft Fee (Honor from shares)  up to 6 per month $10.00 per overdraft
Overdraft Fee (Returned NSF) $20.00 per overdraft
ATM POS EFT Withdrawal (Honor from shares) up to 6 per month $10.00 per overdraft
ATM POS EFT Withdrawal (Dishonor) $20.00 per overdraft
ATM Fee  (Charge for using foreign ATM) $1.00 per transaction

MasterCard Debit Card Overdraft Fee (Honor from shares) up to 6 per month                  

$10.00 per overdraft
MasterCard Debit Card Overdraft Fee (Outstanding charge) $20.00 per overdraft

ACH Stop Payment Fee

$5.00 per request
Stop Payment Fee $5.00 per request
Share Draft Photo Copy $5.00 per draft
Deposited Item Return Fee $20.00 per item
Share Draft Printing Fee Price varies by style
Cashier/Certified Check Fee $1.50 per check
Statement Copy $0.25 per page
Wire Transfer (Outgoing) Fee $18.00 within United States
Wire Transfer (Outgoing) Fee $45.00 International
Western Union Fee $15.00 within United States
Money Order Fee Maximum amount $999.99 $1.00 per money order
Travelers Checks Fee
Travelers Checks Fee
Retired - Free
$.75 per $100.00
Statement Reconciliation and Administration Fee $20.00 per hour. One hour minimum
Check Cashing Fee $5.00 per check if balance below $50.00 and only have a share account
Visa Classic Application $12.00 one-time fee
Visa Platinum Application $20.00 one-time fee
Visa Credit or MasterCard Debit Card Replacement $5.00 per card

Visa Gift Cards  $25.00 - $250.00 
Visa Gift Cards  $251.00 - $500.00                                        

$3.50 per card
$4.50 per card
Closed Account Fee  $5.00 within 12 months of opening account
Inactive Account Fee (after 18 months)  $1.00 per month

 

 

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