Ingersoll-Rand Federal Credit Union
MasterCard Debit

Master Card Debit
With a Credit Union Master Card Debit,  paying from your share draft/checking account is easier than ever.  There is no I.D. to show or check approval to wait for.  Just present your Master Card Debit at the time of purchase and the amount is automatically deducted from your share draft/checking account, giving you a reliable, dependable way to pay for virtually everything.
Your Master Card Debit is welcome anywhere Master Cards are accepted or at any ATM that displays the Master Card logo.  Use your Master Card Debit close to home or around the world.  You'll welcome the convenience it offers at places where checks are not accepted.  You can make the card that works like a check part of your everyday routine.    
Only have a savings account?  You can obtain a Master Card Debit card that will withdraw strictly from a savings account for ATM transactions only.
If you have any questions about using your Master Card Debit card or would like a Master Card Debit card application, contact any one of us here at the Credit Union.

 Master Card Lost/Stolen After Hours Phone  - (800) 472-3272



Regulation E.... What This Means To You.

Reg E... What is it? 

As of August 15th, 2010, for current members, and July 1st, 2010 for new members, this means that we can no longer provide overdraft services for Debit Card transactions and ATM transactions without your permission.  If you choose to Opt In, we will continue with the same service that you have already been receiving.  If you choose to Opt Out, your Debit Card and ATM transactions that exceed your balance will be DECLINED.

If you would like more information whether to Opt In or Opt Out, please feel free to contact the Credit Union by phone or stop by the office and ask any of our staff.  We will be happy to answer any of the questions that you may have.




  Master Card Secure Code     Lost/Stolen Master Card Debit call  (800) 472-3272

Your Master Card Debit Card is now equipped with Master Card Secure Code.  This free service will give you password protection when you shop on line.  To enroll your Master Card Debit Card you can go to:


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