Ingersoll-Rand Federal Credit Union

IRAs




Individual Retirement Account (IRA)
 
IRA's are a wonderful way to save for your retirement.  We offer Traditional or Roth IRA's, in either an Accumulative account or in a Term Certificate.
 
An Accumulative IRA can be started with as little as a $5.00 deposit, while an IRA Certificate requires a minimum deposit of $1000.00.  There is a $10.00 service fee annually on all IRA accounts.
 
Traditional and Roth IRA's both have tax advantages to them.  To find out which one would be your better choice, you should consult with your tax advisor.
 

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